Johanna Sophie Jost

About

View research profile and publications

E-mail

jsj.ccg@cbs.dk

Departments

Department of Accounting

Room: SOL/C5.14

View research profile and publications

Subjects

Microeconomics Investment Savings Education

Primary research areas

Household finance

Household finance studies how individuals make financial decisions - such as saving, borrowing, investing, and insuring.

Microeconometrics

Microeconometrics applies statistical methods to individual-level data to analyze economic behavior and understand relationships.

Financial socialization

Financial socialization is the process through which individuals acquire financial knowledge, attitudes, and behaviors through family influence, culture, education, and social interactions.

Exploring the Origins of Financial Behavior

Research Interest

I study the early-life roots of financial behavior, exploring how financial socialization, family, and education shape financial decisions throughout life. My research interests lie in the intergenerational transmission of financial behavior, the role of gender in financial socialization, and financial literacy. Thereby I help understand how financial behavior develops over time and within social contexts.

Impact and Motivation

My research addresses economic inequality by revealing how early experiences influence financial outcomes such as saving and investing. I believe strong empirical evidence is key to designing effective policy. My goal is to produce research that supports individual financial well-being and resilient societies.

Recent research projects

Finance and the Good Society III

The project explores how the Nordic financial sector navigates recent challenges such as inflation, geopolitical risks, and regulatory uncertainty.

NFGS III

Finance and the Good Society II

The project addresses challenges in the Nordic financial sector, focusing on sustainable finance, digital solutions, and regulatory improvements to drive innovation and societal benefits.

NFGS II