Natalia Khorunzhina
Associate Professor
Departments
Department of Economics
Room: POR/16.A-1.68
Macroeconomics
Savings
Mortgage finance
Demography
Primary research areas
Housing, Consumption, and Saving Over the Life Cycle
My research focuses on how housing markets shape household consumption and saving. I study how families allocate resources between housing and other goods, accounting for income risk, borrowing limits, and housing’s dual role as a home and asset, using structural models to quantify behavioral trade-offs.
Housing Choice and Life-Cycle Behavior
My research explores how individuals and households make housing decisions—like buying versus renting—across the life cycle. I study how income, family structure, divorce risk, and macro conditions shape these choices, using structural models and panel data to capture preferences, risks, and constraints.
I study consumer choices under risk and life transitions
My research examines household consumption and savings behavior over the life cycle, with a particular emphasis on homeownership and housing choices. I am interested in how housing decisions respond to fluctuations in the business cycle and how they interact with other critical life-course events, including changes in marital status, fertility, and labor market attachment.