Ulf Niels­son

Ana­lys­is of how house­holds make fin­an­cial de­cisions, not least un­der be­ha­vi­or­al bi­ases and in­sti­tu­tion­al con­straints. For ex­ample, this in­cludes ana­lyz­ing how fam­il­ies al­loc­ate and man­age as­sets—ran­ging from pen­sion and de­pos­it hold­ings to stock mar­ket par­ti­cip­a­tion—of­ten us­ing rich em­pir­ic­al data to re­veal be­ha­vi­ors in sav­ings and in­vest­ments.

In­vest­ig­at­ing how in­sti­tu­tion­al set­tings and mar­ket fric­tions in­flu­ence equity al­loc­a­tion, par­ti­cip­a­tion, and pri­cing across both in­di­vidu­als and firms. For ex­ample, how equity mar­kets and fin­an­cial in­sti­tu­tions shape both firm and in­vestor be­ha­vi­or and mar­ket out­comes. Gen­er­ally a data‑driv­en ana­lys­is with be­ha­vi­or­al in­sights into how firms and in­vestors act in real-world cap­it­al mar­kets.