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Jo­nas Hap­pel

Tenure Track Assistant Professor

Subjects
Decision-making Finance Investment Savings Quantitative methods Psychology

Primary research areas

House­hold Fin­ance
I study how house­holds make fin­an­cial de­cisions in re­sponse to eco­nom­ic shocks and in­sti­tu­tion­al con­straints. My re­search has ex­amined how hous­ing mar­ket dis­rup­tions shape long-term fin­an­cial at­ti­tudes, pref­er­ences, and wealth ac­cu­mu­la­tion.
Law and Fin­ance
I ex­am­ine how leg­al in­sti­tu­tions and ju­di­cial be­ha­vi­or in­flu­ence fin­an­cial mar­kets, firms, and in­vestors. My cur­rent work fo­cuses on con­flicts of in­terest, polit­ic­al align­ment, and in­cent­ives in the ju­di­ciary, and their im­plic­a­tions for cor­por­ate lit­ig­a­tion and gov­ernance.
Cor­por­ate Fin­ance
I am broadly in­ter­ested in how ex­per­i­ence ef­fects and oth­er be­ha­vi­or­al mech­an­isms in­flu­ence cor­por­ate fin­ance de­cisions by man­agers, em­ploy­ees, and board mem­bers, and how these mi­cro-level choices ag­greg­ate into firm be­ha­vi­or and mar­ket dy­nam­ics.

I ex­plore how per­son­al ex­per­i­ences shape eco­nom­ic and fin­an­cial de­cisions.

By combining insights from finance, behavioral economics, and law, my work helps to understand why people and organizations sometimes act against conventional financial logic, and how institutional design can promote fairer and more efficient outcomes.

At Copenhagen Business School, I aim to contribute to research and teaching that link financial behavior to real-world challenges — from housing markets to corporate governance — and to foster evidence-based policy and organizational learning.

I am motivated by a broader interest in how human behavior interacts with financial systems. Through my research, I seek to generate insights that help policymakers, firms, and individuals make better financial decisions and design institutions that promote stability, fairness, and long-term growth. By doing so, I aim to bridge academic research with practical solutions that foster more inclusive and resilient financial markets.