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Jo­hanna Soph­ie Jost

Research Assistant

About

E-mail
Departments
Department of Accounting
Room: SOL/C5.14
Subjects
Microeconomics Investment Savings Education

Primary research areas

House­hold fin­ance
House­hold fin­ance stud­ies how in­di­vidu­als make fin­an­cial de­cisions - such as sav­ing, bor­row­ing, in­vest­ing, and in­sur­ing.
Mi­croe­cono­met­rics
Mi­croe­cono­met­rics ap­plies stat­ist­ic­al meth­ods to in­di­vidu­al-level data to ana­lyze eco­nom­ic be­ha­vi­or and un­der­stand re­la­tion­ships.
Fin­an­cial so­cial­iz­a­tion
Fin­an­cial so­cial­iz­a­tion is the pro­cess through which in­di­vidu­als ac­quire fin­an­cial know­ledge, at­ti­tudes, and be­ha­vi­ors through fam­ily in­flu­ence, cul­ture, edu­ca­tion, and so­cial in­ter­ac­tions.

Ex­plor­ing the Ori­gins of Fin­an­cial Be­ha­vi­or

Research Interest 

I study the early-life roots of financial behavior, exploring how financial socialization, family, and education shape financial decisions throughout life. My research interests lie in the intergenerational transmission of financial behavior, the role of gender in financial socialization, and financial literacy. Thereby I help understand how financial behavior develops over time and within social contexts.  

Impact and Motivation 

My research addresses economic inequality by revealing how early experiences influence financial outcomes such as saving and investing. I believe strong empirical evidence is key to designing effective policy. My goal is to produce research that supports individual financial well-being and resilient societies. 

Recent research projects

Fin­ance and the Good So­ci­ety III

The pro­ject ex­plores how the Nor­d­ic fin­an­cial sec­tor nav­ig­ates re­cent chal­lenges such as in­fla­tion, geo­pol­it­ic­al risks, and reg­u­lat­ory un­cer­tainty.
NFGS III

Fin­ance and the Good So­ci­ety II

The pro­ject ad­dresses chal­lenges in the Nor­d­ic fin­an­cial sec­tor, fo­cus­ing on sus­tain­able fin­ance, di­git­al solu­tions, and reg­u­lat­ory im­prove­ments to drive in­nov­a­tion and so­ci­et­al be­ne­fits.
NFGS II

Outside activities

Cur­rently, I have no out­side em­ploy­ments or activ­it­ies. , -