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Hen­rik Ram­lau-Hansen

Associate Professor

Subjects
Finance Investment Savings Pensions

I make ser­i­ous con­tri­bu­tions to the pen­sion field in Den­mark

As CFO of Danske Bank (2011-2016) and CEO of Danica Pension (2000-2010), I have gained considerable top-level management and board experience in banking and insurance. I have a strong financial background, and before entering practice I pursued an academic career in actuarial mathematics leading to a D.Sc. degree at University of Copenhagen. Currently, I am back in academia at Department of Finance, Copenhagen Business School (CBS), as part-time Associate professor.  

I am currently involved in banking and pension research. I am a member of the Pension Research Centre (PeRCent) and have recently published several papers in ‘Finans/Invest’ on contemporary pension topics. I have contributed to the book ‘The Danish Pension System - design, performance and challenges’ published in 2022. Together with my colleague Jesper Rangvid, we have also proposed a number of improvements to the semi-public pension fund ATP.  

I am also involved in the day-to-day administration of Danish Finance Institute, that is a private association, economically sponsored by the Danish banks, which supports research in finance in Denmark.  

My teaching interests are statistics and pension topics. I also provide some consultancy work for financial institutions.   

October 2025

Pensionsselskabernes performance 2015-2024

Kunderne går glip af et afkast på cirka 15 mia. kr. årligt

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Outside activities

Con­sultancy work for Dan­ish Fin­an­cial in­sti­tu­tions , 2021 -

Mem­ber of European Bank­ing Au­thor­it­ies Stake­hold­er Group (EBA-BSG) , 2024 -