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Linda Sandris Larsen

Associate Professor

Subjects
Finance Savings Pensions Mortgage finance Securities

Primary research areas

Household finance

Financial decisions of households regarding consumption, investments, mortgage loans, and savings over the life-cycle.

Pensions and retirement savings

Do individuals save enough for pensions, or do they save too much?

Asset allocation

Optimal investment strategies in financial assets for the individual investor.

I reveal the life-cycle impact of financial decisions.

My research is on household finance, pensions, and retirement savings. I study how people save, invest, borrow, and spend across the life cycle, and why their real-life financial decisions often differ from what economic theory predicts. This matters because such decisions influence not only individual well-being, but also the sustainability of pension systems and financial stability in society. 

Outside activities

Board member at Sydinvest, 2013–present

I have been a member of the board at Sydinvest since 2013 and served as Chairman of the Board since 2021.